International Travel Assistance & Insurance Program Benefits
Please click on the links below to review the insurance program coverage and exclusions.
- Cigna Medical Policy — complete details of the medical illness and injury policy
- Lloyd's Travel Policy — complete details of the travel security policy
- Summary of Benefits — overview of the policy benefits
Additional Coverage Recommendations
The UNH international plan does not include coverage for flights, trip cancellation/interruption, trip extension, or spouse/dependents. These plans must be purchased at an additional cost.
UNH recommends that travelers purchase trip cancellation/interruption coverage* and buy flexible plane tickets that can be changed/refunded or add flight insurance when purchasing the plane ticket.
Travelers may purchase Extended Travel or Spouse/Dependent insurance coverage as a consumer product directly from International SOS. In purchasing Extended Travel coverage, please note that the UNH program includes up to 7 days of personal deviation coverage (defined as travel prior to or after the school-sponsored trip).
*There is a small trip interruption coverage only for traveler medical emergencies included in the Supplemental Travel Benefits. Refer to the Summary of Benefits above for details.