International Travel Assistance & Insurance Program Benefits
Please click on the links below to review the insurance program coverage and exclusions.
- Cigna Medical Policy — complete details of the medical illness and injury policy
- Lloyd's Travel Policy — complete details of the travel security policy
- Summary of Benefits — overview of the policy benefits
Additional Coverage Recommendations
The UNH international plan does not include coverage for flights, trip cancellation/interruption, trip extension, spouse/dependents, belongings or personal liability for activities unrelated to your UNH work or study. These plans must be purchased at an additional cost.
UNH recommends that travelers purchase trip Cancel For Any Reason/Interrupt For Any Reason coverage.* It is important to note that coverage must be purchased within 15 days of the initial trip payment (e.g., your deposit). Follow the link to build a customized quote based on your travel plans and how much of the cost you want to insure. Make sure to view plan details and check boxes to add on Interrupt for Any Reason and Cancel for Any Reason coverage. View a brochure by clicking here.
Travelers may purchase Extended Travel or Spouse/Dependent insurance coverage as a consumer product directly from International SOS. In purchasing Extended Travel coverage, please note that the UNH program includes up to 7 days of personal deviation coverage (defined as travel prior to or after the school-sponsored trip).
For additional coverage that would include personal belongings or personal liability, you may want to research if this is included or could be added to renters' insurance, home owners insurance, credit card used to pay for trip, International Student/Teacher Identity card, or if these options are available for purchase at the Trip Cancellation/Trip Interruption link above.
*There is a small, limited trip interruption coverage only for traveler medical emergencies included in the Supplemental Travel Benefits. Refer to the Summary of Benefits above for details.