Michael Swack is a professor at the University of New Hampshire (UNH) with appointments at both Paul College of Business and Economics and the Carsey School of Public Policy. Dr. Swack has been at UNH for ten years and specializes in development finance and economic development. He has been involved in international development finance in Asia, Africa, and Latin America. Dr. Swack met Gina when she took his class on microfinance, and as her research project developed, he enjoyed the fact that she could gain valuable experience while also providing something of value to an organization he respects and admires, the Center for Agriculture and Rural Development (CARD) in the Philippines. Dr. Swack has mentored many undergraduates and graduate students, but Gina is the first Inquiry author he has worked with.