Blog Posts in Category: Insurance
August 12, 2015
Healthcare Spending is Through The Roof! But How Does it Affect You? Did you know that in 2012 the United States spent $2.8 trillion dollars on health care? That’s about $8,915 per person! Where does all this money go and how is it spent? Hospital care is the largest expenditure for health care. Their spending includes out of pocket, private insurance, Medicare, Medicaid, other public insurance, and other payers. Other services that spend billions of dollars on health care are physician and... Read More
January 24, 2014
The increase in health care costs can be attributed to a variety of different factors such as the aging population, defensive medicine, hospital costs increases, changes in insurance and much more. A big contributing factor to the increase in cost is medical technology. Medical technology includes new practices such as robotic surgery, telemedicine, electronic medical records, and a variety of new drugs on the market. In many cases these new technologies increase the costs of health care,... Read More
January 13, 2014
Healthcare plans can be a complicated topic that many college students like to avoid, myself included! But when one breaks down healthcare insurance plans they are much less daunting and it is very important for students to be smart healthcare consumers! When you begin looking at a plan for yourself it is important to recognize the differences, to find the best plan to fit your needs! So what are the different plans? Health maintenance organization (HMO): usually this plan limits coverage to... Read More
November 14, 2012
We all are aware that eating right and exercising regularly contribute to a healthier body and mind. But did you know that the better you eat and the more you exercise, the lower health care costs may become? If you eat healthier and exercise more, you will be a healthier individual, and therefore needing to use medical services less. 1. Lower premiums. If you are healthier, you get sick and hurt less often. This means you go to the hospital/doctor/pharmacy less often and use... Read More
September 7, 2012
It seems much of the political buzz these days centers around the quickly rising costs of health care. There is a good reason so many politicians are basing their campaigns around this issue- healthcare costs for the United States are expected to rise 7.5% in 2013, and that is up from the $ 2.6 trillion health care system we are facing in 20121. “What does this have to do with me and HealthyUNH?” you may be puzzling to yourself. You are more connected to the health care system than you might... Read More
October 6, 2010
With the cost of health care on the rise, many Americans struggle with finding the right health insurance plan that will give them the coverage they need without breaking the bank. Getting the type of health insurance that is right for you is important so that you can be covered whenever you need it. Before choosing a health care plan, some things that you want to compare are: Premiums (how much the policyholder needs to pay for coverage) Coverage/benefits (look at your history and what you use... Read More
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