What do You Really Know About Your Benefits and Cost Variation?
It is Time to Fully Understand How to Save Money on Healthcare, and How to Maximize all of the Benefits that you Receive
In the world that we live in today, the cost and complexity of healthcare causes many hardworking, middle class Americans to be unaware of whether or not they are maximizing their current healthcare plan. Not only are many Americans not fully aware of their benefits, but they could also be saving much needed money on healthcare costs.
As a consumer, it is important to understand that cost DOES NOT equal quality when it comes to health related services. The cost for any service could vary greatly based on which hospital you visit in your area.
According to an article from AHIP Coverage “Patients pay as much as 683% more for the same medical procedures, such as MRIs or CT scans, in the same town, depending on which doctor they choose, according to a new study by a national health care group.” You could be paying a greater amount of money for a simple service, such as a MRI, based on which hospital you go to. A little information about your coverage and hospital costs, could go a long way in saving you money in the long run.
One helpful tool that you receive through your healthcare plan is Tandem Care. As an employee, there is no need to sign up for Tandem care because you are already eligible if you are enrolled in the USNH Harvard Pilgrim health plan. Just call or email Tandem if your doctor schedules you for an outpatient test or procedure such as an MRI, CT scan, or mammogram. A Tandem nurse will help you compare the cost and quality of Harvard Pilgrim providers in your area. If you choose a lower cost provider, Tandem will help you reschedule your appointment. You will receive a financial reward between $40 and $200 depending on the amount that was saved on the procedure.
Remember to always keep your eyes open when it comes to the cost of health related services, and the benefits that you receive. Just because a service is more expensive at one hospital, does not mean that service is of the highest quality.
There is still so much more to learn about your healthcare plan and cost variation! Find out more information by looking at other Healthy UNH blogs related to healthcare consumerism.